We learned last week of the latest big delay of the health-law rollout: most employers won't face a fine next year if they fail to offer workers health insurance. As reported in The Wall Street Journal, the Treasury Department said employers with 50 to 99 full-time...
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Stock Shock
The Ill Effects of the Ill Advised Two unrelated reports emerged yesterday about how our health is negatively impacted by the economy. The first may be a bit general and less than scientific; nonetheless, it’s not a difficult pill to swallow. NYTimes blogger,...
The Lone Legal Loophole
In 2010, President Obama signed legislation that requires Americans to purchase government-regulated health insurance by the year 2014. As I mentioned last week, there are a few exceptions – those who are legally exempt from the requirements; but the overwhelming...
Ready, Set, Gobamacare
You still don’t have health insurance? – don’t panic (yet). There are only five days left to enroll in Affordable Care Act (ACA) health plans for coverage beginning January 1st. The December 23rd deadline includes small businesses participating in the Small Business...
Attracting Key Employees
Classic 401(k) and 401(k) Look-Alike plans have long been the retirement vehicle of choice for many employers. In both 401k (qualified) and 401k Look-Alike (non-qualified) plans, the employee participants choose to defer a portion of their income and thereby defer the...
Health Reform Guide
Employers and employees alike are facing complex issues with regard to the Affordable Care Act. The good news is that an important piece of the law has been delayed: the online small business insurance marketplace. The Small Business Health Options Program, known as...
Insurance that Sizzles
For nearly 17 years, I’ve had the privilege of helping scores of small business owners save thousands of dollars in taxes through unique retirement vehicles and health plans. Similarly, I’ve helped families find affordable individual health plans and term life...
Care for Obamacare?
Should You Care About Obamacare? I’m not talking about politically, morally or philosophically; but as a consumer, or potential consumer. How much should you care about the Affordable Care Act (ACA), otherwise known as Obamacare? Maybe not much. That’s a position many...