by Chris Nesbitt | Jan 14, 2015 | Economy, Oil, Stock Market
Are declining gas prices bad for the Markets? The past few weeks have seen an acceleration in the drop in the price of crude oil, with the expected contagion just beginning to work it’s way through the global financial system. At the closing bell last Friday, the...
by Chris Nesbitt | Dec 31, 2014 | Indexed Universal Life, Life Insurance
Some fairly significant changes are in store for the life insurance industry in the coming year. As 2015 approaches, you should be aware of the highlights as well as the pitfalls to avoid. 1. Policies Not Requiring Medical Exams It’s no secret that some...
by Chris Nesbitt | Dec 16, 2014 | Benefit Plans
SUB and Severance Plans – Supreme Court Decision in Quality Stores Case Supplemental Unemployment Benefit Plans, (SUB plans), have been the focus of scrutiny for the past several months. Employers have been uncertain whether or not they could use SUB plans as...
by Chris Nesbitt | Dec 15, 2014 | 401k, IRA, Retirement
The IRS recently announced cost-of-living adjustments to the 2015 retirement plan contribution limitations. Although the COLA adjustments are incremental, the raised limits offer savers the chance to accelerate pre-tax contributions to many types of qualified...
by Chris Nesbitt | Nov 3, 2014 | 401k, IRA, Retirement
Are Rollovers over or on their way out? Consider the IRA One-Rollover-Per-Year Rule Beginning January 1, 2015. The IRS recently announced that beginning as early as January 1, 2015, taxpayers can make only one rollover from an IRA to another IRA in any 12-month...
by Chris Nesbitt | Oct 23, 2014 | 401k, Retirement, Stock Market
It’s been a wild ride over the last week in the markets, leaving many investors wondering if it’s over, or just beginning. With this question in mind, here are some quotable quotes from the last few days… The key question you need to ask yourselves is this: Have the...
