Income For Life


Indexed Universal Life (IUL) Insurance gives you the potential for growth at a higher rate of interest without the risk of being directly in the market.

Unlike a traditional universal life insurance policy where the insurance company sets the interest rate, an indexed universal life policy credits interest to your cash value based partly on the upward movement of major stock market indices, such as the S&P 500. This gives you greater potential for growth compared to other universal life policies where the interest rate is declared by the insurance company. It can also protect your loved ones, supplement your retirement income and help you leave money to your children and grandchildren. Most importantly, you get a guaranteed minimum interest rate, so while you’re taking advantage of the market going up, you’ll never suffer loses due to the market going down. That’s because purchasing an indexed policy does not involve actually purchasing securities or stock, so it’s not the same as investing directly in the stock market.

We work with all of the most stable, highly rated companies in this industry.  Click here for an illustration, or contact us to schedule an appointment or for more info.


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