Income For Life

Learn how to build a flexible, accessible, tax-free retirement plan that automatically locks in market gains each year but is guaranteed to never lose principal.


Executive Plan

Reward your most valued employees with a tax deductible, flexible and selective bonus plan that provides tax-free retirement income and death benefit.


Affordable Healthcare

Discover the truth about the well-known and virtually unknown options for healthcare. Get yourself and your family covered for less than you think.


Executive Plan

Reward your most valued employees with a tax deductible, flexible and selective bonus plan that provides tax-free retirement income and death benefit.


What’s Your Plan for Retirement?

If you’re looking for a fail-safe retirement plan for yourself or your business, you’ve come to the right place.

Indexed Universal Life

An IUL can be structured as a tax-free, flexible and accessible retirement plan that locks in market gains each year, yet is guaranteed to never lose principal.

Fixed Indexed Annuity

Like an IUL, an FIA can be structured as a tax-free, flexible retirement plan that locks in market gains each year, yet is guaranteed to never lose principal.

Key Executive Plan

Executive plans can selectively reward your most valued employees through tax deductible bonuses that provide tax-free retirement income and a death benefit.

Pension & 401(k) Plans

These tax-deductable plans allow employees to participate, tax deferred, in mutual fund investments and (optionally) employer matching and profit sharing.

Recent Blog Posts

Partnered with NorthPointe Insurance

Vesity Financial has merged with NorthPointe Insurance to offer a full array of products and services for you and your business. Let us provide you with quotes for your life, health, retirement, workers comp, liability or property casualty needs. We’re committed to saving you time and money while providing the highest level of service. The convenience of a one-stop brokerage firm is just a phone call away!

Meet Chris Nesbitt

For 20 years, Chris Nesbitt has been helping businesses and individuals find cost-cutting solutions for their insurance, retirement and business needs. Chris has lived in San Clemente CA since 1991…

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What’s Your Plan for Health?

Traditional Health Insurance Plans – Get a Quote

If you’re looking for affordable health insurance for yourself, your family or your business, we can help. Licensed and certified within both Federal and State exchanges, we can show you all your options on and off the exchange. Take a look at what we recommend and get a quote.

Cost-Sharing Health Care

Voluntary cost-sharing is an affordable alternative to health insurance. Within these programs, members participate in sharing each other’s health care expenses and are exempted from penalty under the Affordable Care Act. Family plans can cost as little as $135 per month! Find out more.

Discount Medical

Save on Doctors, Hospitals, Rx, Dental, Vision, Alternative care and more for as little at $20 per month for the whole family! Discount medical plans are not insurance, but are a smart way to supplement high-deducable catastrophic insurance plans. Members receive substantial discounts at healthcare providers within a vast network. Find out more.

Testimonials

Chris was a great help, and setup a retirement plan specific to our unique needs.”
Matt ClaussenPresidentHCH Constructors & Managers, Inc.Temecula CA