What’s Your Plan for Retirement?
If you’re looking for a fail-safe retirement plan for yourself or your business, you’ve come to the right place.
Indexed Universal Life
An IUL can be structured as a tax-free, flexible and accessible retirement plan that locks in market gains each year, yet is guaranteed to never lose principal.
Fixed Indexed Annuity
Like an IUL, an FIA can be structured as a tax-free, flexible retirement plan that locks in market gains each year, yet is guaranteed to never lose principal.
Key Executive Plan
Executive plans can selectively reward your most valued employees through tax deductible bonuses that provide tax-free retirement income and a death benefit.
Pension & 401(k) Plans
These tax-deductable plans allow employees to participate, tax deferred, in mutual fund investments and (optionally) employer matching and profit sharing.
Recent Blog Posts
Partnered with NorthPointe Insurance
Vesity Financial has merged with NorthPointe Insurance to offer a full array of products and services for you and your business. Let us provide you with quotes for your life, health, retirement, workers comp, liability or property casualty needs. We’re committed to saving you time and money while providing the highest level of service. The convenience of a one-stop brokerage firm is just a phone call away!
Meet Chris Nesbitt
For 20 years, Chris Nesbitt has been helping businesses and individuals find cost-cutting solutions for their insurance, retirement and business needs. Chris has lived in San Clemente CA since 1991…
What’s Your Plan for Health?
Traditional Health Insurance Plans – Get a Quote
If you’re looking for affordable health insurance for yourself, your family or your business, we can help. Licensed and certified within both Federal and State exchanges, we can show you all your options on and off the exchange. Take a look at what we recommend and get a quote.
Cost-Sharing Health Care
Voluntary cost-sharing is an affordable alternative to health insurance. Within these programs, members participate in sharing each other’s health care expenses and are exempted from penalty under the Affordable Care Act. Family plans can cost as little as $135 per month! Find out more.
Save on Doctors, Hospitals, Rx, Dental, Vision, Alternative care and more for as little at $20 per month for the whole family! Discount medical plans are not insurance, but are a smart way to supplement high-deducable catastrophic insurance plans. Members receive substantial discounts at healthcare providers within a vast network. Find out more.