What’s Your Plan for Retirement?
If you’re looking for a fail-safe retirement plan for yourself or your business, you’ve come to the right place.
Indexed Universal Life
An IUL can be structured as a tax-free, flexible and accessible retirement plan that locks in market gains each year, yet is guaranteed to never lose principal.
Fixed Indexed Annuity
Like an IUL, an FIA can be structured as a tax-free, flexible retirement plan that locks in market gains each year, yet is guaranteed to never lose principal.
Key Executive Plan
Executive plans can selectively reward your most valued employees through tax deductible bonuses that provide tax-free retirement income and a death benefit.
Pension & 401(k) Plans
These tax-deductable plans allow employees to participate, tax deferred, in mutual fund investments and (optionally) employer matching and profit sharing.
Recent Blog Posts
Partnered with NorthPointe Insurance
Vesity Financial has merged with NorthPointe Insurance to offer a full array of products and services for you and your business. Let us provide you with quotes for your life, health, retirement, workers comp, liability or property casualty needs. We’re committed to saving you time and money while providing the highest level of service. The convenience of a one-stop brokerage firm is just a phone call away!
Meet Chris Nesbitt
For 20 years, Chris Nesbitt has been helping businesses and individuals find cost-cutting solutions for their insurance, retirement and business needs. Chris has lived in San Clemente CA since 1991…
What’s Your Plan for Health?
Traditional Health Insurance Plans – Get a Quote
If you’re looking for affordable health insurance for yourself, your family or your business, we can help. Licensed and certified within both Federal and State exchanges, we can show you all your options on and off the exchange. Take a look at what we recommend and get a quote.
Cost-Sharing Health Care
Voluntary cost-sharing is an affordable alternative to health insurance. Within these programs, members participate in sharing each other’s health care expenses and are exempted from penalty under the Affordable Care Act. Family plans can cost as little as $135 per month! Find out more.
Save on Doctors, Hospitals, Rx, Dental, Vision, Alternative care and more for as little at $20 per month for the whole family! Discount medical plans are not insurance, but are a smart way to supplement high-deducable catastrophic insurance plans. Members receive substantial discounts at healthcare providers within a vast network. Find out more.
After attending one of the social Security workshops we met Gregg and Chris to discuss our retirement and 401k plan. They were very patient and took the time to listen to us and answer all our questio… Read more
Chris was a great help, and setup a retirement plan specific to our unique needs.”
Chris provided an amazing way for my artists to save money and reduce costs. Chris has taken each individual artist and customized a plan according to their specific needs.”
Chris did an amazing job helping my company setup a retirement plan that was very specific to our company and our industry. We have been very pleased with the results and the level of service Chris pr… Read more
After attending one of their social security workshops, I met with Chris and Gregg to discuss my retirement plan. They provided helpful advice about social security, and showed me creative ways to fil… Read more
After we received notification from our health insurance company that they were cancelling our existing group plan due to the ACA, Chris helped us navigate toward the best plan for our employees. We r… Read more
I cannot thank you enough for your quick response and site visit. Our Site Manager called today to thank me, and let me know what a great service you provided, and what a great person you are. I just … Read more
Chris Nesbitt is the best. I have worked with several financial consultants over my 30 years as an attorney and as an investor. Chris explained the available options, answered our questions and found … Read more
I had experienced several public financial seminars through the years, but when I attended the Fortress seminar, I instinctively decided to pursue Chris & Gregg’s services over others, and I’m glad I … Read more
When Gregg and Chris first met with us, they took the time to listen to our needs, to understand our family situation and what we hoped to do in terms of our financial future. They then came back with… Read more
Chris was diligent in finding us just the right plan to fit our needs and our business. And we found a great relationship in him as well. Thanks Chris!”
Through Chris Nesbitt’s committed leadership, Vesity Financial Inc has brought both excellent service and exciting opportunities to the Gilson Daub portfolio. Chris’ attentive ear and innovative i… Read more
Chris set up a retirement plan that met our company’s unique requirements”
We are very grateful to Chris for the assistance he provided during the process of securing a group health insurance policy. Chris was thorough and competent in answering all of the questions we had … Read more
I have known Chris Nesbitt for over 15 years. He is a man of integrity, with whom I would entrust any of my worldly possessions, including my life savings. He has provided expert advice regarding m… Read more