Health Insurance Plans
If you’re looking for health insurance for yourself or your family, you now have two choices to consider. As in the past, you can shop health plans in the open market; that is, you can shop carriers directly or with the help of any licensed insurance broker such as myself. But the Affordable Care Act (ACA), otherwise known as Obamacare, mandates that health plans must also be offered through a state or federal exchange, where only certified agents can offer assistance. To understand the difference and the basic pros and cons of each option, read this blog post.
As a certified insurance agent for the Federal and California Exchanges, I’m authorized to act as your representative and can help guide you through the process of getting covered through this option. California’s exchange is called Covered California, and you can begin the process of applying here. If you’ve already visited CoveredCA, and have had problems navigating the site or submitting an online application, I recommend you submit a paper application. Click here to download a PDF application for a CoveredCA.
The Open Market
If you decide you’d rather shop health plans outside of the exchange, you have a vast selection of carriers from which to choose. But the process is actually very simple. If you already have a specific carrier in mind, or you want to receive quotes from all carriers at once, contact me, and I’ll get it done. Alternatively, you can get quotes and apply directly with the carrier I recommend most, Assurant Health. This carrier has the most competitive rates, the strongest network and the best reviews, not to mention a quick and easy quote and application process. Click here to get started.
After attending one of the social Security workshops we met Gregg and Chris to discuss our retirement and 401k plan. They were very patient and took the time to listen to us and answer all our questio… Read more
Chris did an amazing job helping my company setup a retirement plan that was very specific to our company and our industry. We have been very pleased with the results and the level of service Chris pr… Read more
After we received notification from our health insurance company that they were cancelling our existing group plan due to the ACA, Chris helped us navigate toward the best plan for our employees. We r… Read more
Chris was a great help, and setup a retirement plan specific to our unique needs.”
I have known Chris Nesbitt for over 15 years. He is a man of integrity, with whom I would entrust any of my worldly possessions, including my life savings. He has provided expert advice regarding m… Read more
Chris Nesbitt is the best. I have worked with several financial consultants over my 30 years as an attorney and as an investor. Chris explained the available options, answered our questions and found … Read more
After attending one of their social security workshops, I met with Chris and Gregg to discuss my retirement plan. They provided helpful advice about social security, and showed me creative ways to fil… Read more
Through Chris Nesbitt’s committed leadership, Vesity Financial Inc has brought both excellent service and exciting opportunities to the Gilson Daub portfolio. Chris’ attentive ear and innovative i… Read more
I cannot thank you enough for your quick response and site visit. Our Site Manager called today to thank me, and let me know what a great service you provided, and what a great person you are. I just … Read more
Chris was diligent in finding us just the right plan to fit our needs and our business. And we found a great relationship in him as well. Thanks Chris!”
Chris set up a retirement plan that met our company’s unique requirements”
When Gregg and Chris first met with us, they took the time to listen to our needs, to understand our family situation and what we hoped to do in terms of our financial future. They then came back with… Read more
I had experienced several public financial seminars through the years, but when I attended the Fortress seminar, I instinctively decided to pursue Chris & Gregg’s services over others, and I’m glad I … Read more
Chris provided an amazing way for my artists to save money and reduce costs. Chris has taken each individual artist and customized a plan according to their specific needs.”
We are very grateful to Chris for the assistance he provided during the process of securing a group health insurance policy. Chris was thorough and competent in answering all of the questions we had … Read more