The CEO of UnitedHealthcare said last week he regretted the decision to enter the ObamaCare marketplace last year, which the company says has resulted in millions of dollars in losses. Originally published by Sarah Ferris in The Hill. “It was for us a bad decision,”...
Vesity Financial merges with NorthPointe Insurance
I’m excited to announce the merger of my company with a regional leader in group benefits, NorthPointe Insurance. This partnership enables me to offer my clients full-service benefits planning and increased customer service. NorthPointe brings considerable expertise...
Banking on Babylon
You've heard of banking on yourself? Well here's a free ebook that's even better. A savvy client recently reminded me of this classic financial book which I hadn’t thought about in many years. Generations ago, it was a bestseller which banks, financial planners and...
The Implosion Begins
My best friend is an ER doctor in Florida, and he told me this would happen. Actually, he's now the chief medical director for the same hospital where he's spent most of his career as an ER physician. Back when Obamacare was being crafted, he predicted that the ACA...
Case Study: Crohn’s Disease and IUL
A friend sent me this brief story about his recent experience with a new client. I feel it's worth sharing with you... Tim is a 41-year old successful hedge fund manager with a wife and three young kids. And he has no life insurance at all. Why? In college, Tim was...
Help For IRS 6056 Reporting
I'm pleased to share with you this exclusive IRS Section 6056 Employer Reporting Data Calculator, Toolkit, and Reporting Chart. The Internal Revenue Service requires 50+ full‑time equivalent (FTE) employers with fully insured plans to report information on coverage...
Up is Down
Did your 2014 healthcare costs increase 5% from the previous year? Not possible. Never mind that I personally observed carrier increases of 5%-10% last year. Never mind that, according to new data from the Census Bureau’s Quarterly Services Survey, the nation’s nearly...
Health insurance: closed for business
To (almost) quote a Loverboy hit from 1982, I hope you're healthy when it's over. ObamaCare open enrollment was from November 15, 2014 to February 15, 2015. During that time you were able to enroll, switch plans, and apply for subsidies. All Private Health Plans share...
Greasing the Markets
The bulls bounced back this past week as futures speculators bid up the price of oil, which closed on Friday at over $52.00 per barrel. The broad US indices rode the coattails of oil, producing their best weekly performance in awhile. Last week the S&P 500 Index...
Don’t pull that lever!
Are you or someone you know about to file for Social Security benefits? I wouldn't if I were you... at least not until you first learn how to maximize your benefits. You may recall that last year I began offering a new service to my clients and the community. Myself...
After attending one of the social Security workshops we met Gregg and Chris to discuss our retirement and 401k plan. They were very patient and took the time to listen to us and answer all our questio… Read more
Chris did an amazing job helping my company setup a retirement plan that was very specific to our company and our industry. We have been very pleased with the results and the level of service Chris pr… Read more
After we received notification from our health insurance company that they were cancelling our existing group plan due to the ACA, Chris helped us navigate toward the best plan for our employees. We r… Read more
Chris was a great help, and setup a retirement plan specific to our unique needs.”
I have known Chris Nesbitt for over 15 years. He is a man of integrity, with whom I would entrust any of my worldly possessions, including my life savings. He has provided expert advice regarding m… Read more
Chris Nesbitt is the best. I have worked with several financial consultants over my 30 years as an attorney and as an investor. Chris explained the available options, answered our questions and found … Read more
After attending one of their social security workshops, I met with Chris and Gregg to discuss my retirement plan. They provided helpful advice about social security, and showed me creative ways to fil… Read more
Through Chris Nesbitt’s committed leadership, Vesity Financial Inc has brought both excellent service and exciting opportunities to the Gilson Daub portfolio. Chris’ attentive ear and innovative i… Read more
I cannot thank you enough for your quick response and site visit. Our Site Manager called today to thank me, and let me know what a great service you provided, and what a great person you are. I just … Read more
Chris was diligent in finding us just the right plan to fit our needs and our business. And we found a great relationship in him as well. Thanks Chris!”
Chris set up a retirement plan that met our company’s unique requirements”
When Gregg and Chris first met with us, they took the time to listen to our needs, to understand our family situation and what we hoped to do in terms of our financial future. They then came back with… Read more
I had experienced several public financial seminars through the years, but when I attended the Fortress seminar, I instinctively decided to pursue Chris & Gregg’s services over others, and I’m glad I … Read more
Chris provided an amazing way for my artists to save money and reduce costs. Chris has taken each individual artist and customized a plan according to their specific needs.”
We are very grateful to Chris for the assistance he provided during the process of securing a group health insurance policy. Chris was thorough and competent in answering all of the questions we had … Read more