Employers and employees alike are facing complex issues with regard to the Affordable Care Act.  The good news is that an important piece of the law has been delayed: the online small business insurance marketplace.  The Small Business Health Options Program, known as the SHOP exchange, will not be offering online enrollment until November 2014, a year later than originally planned.

But in the meantime, you probably have unanswered questions about how the new laws impact you, your business and your employees. With that in mind, here is a simple guide to walk you through the changes.

GET IT HERE: Health Reform 2013 Guide