The CEO of UnitedHealthcare said last week he regretted the decision to enter the ObamaCare marketplace last year, which the company says has resulted in millions of dollars in losses. Originally published by Sarah Ferris in The Hill. “It was for us a bad decision,”...
I’m excited to announce the merger of my company with a regional leader in group benefits, NorthPointe Insurance. This partnership enables me to offer my clients full-service benefits planning and increased customer service. NorthPointe brings considerable expertise...
You've heard of banking on yourself? Well here's a free ebook that's even better. A savvy client recently reminded me of this classic financial book which I hadn’t thought about in many years. Generations ago, it was a bestseller which banks, financial planners and...
My best friend is an ER doctor in Florida, and he told me this would happen. Actually, he's now the chief medical director for the same hospital where he's spent most of his career as an ER physician. Back when Obamacare was being crafted, he predicted that the ACA...
A friend sent me this brief story about his recent experience with a new client. I feel it's worth sharing with you... Tim is a 41-year old successful hedge fund manager with a wife and three young kids. And he has no life insurance at all. Why? In college, Tim was...
I'm pleased to share with you this exclusive IRS Section 6056 Employer Reporting Data Calculator, Toolkit, and Reporting Chart. The Internal Revenue Service requires 50+ full‑time equivalent (FTE) employers with fully insured plans to report information on coverage...
Did your 2014 healthcare costs increase 5% from the previous year? Not possible. Never mind that I personally observed carrier increases of 5%-10% last year. Never mind that, according to new data from the Census Bureau’s Quarterly Services Survey, the nation’s nearly...
To (almost) quote a Loverboy hit from 1982, I hope you're healthy when it's over. ObamaCare open enrollment was from November 15, 2014 to February 15, 2015. During that time you were able to enroll, switch plans, and apply for subsidies. All Private Health Plans share...
The bulls bounced back this past week as futures speculators bid up the price of oil, which closed on Friday at over $52.00 per barrel. The broad US indices rode the coattails of oil, producing their best weekly performance in awhile. Last week the S&P 500 Index...
Are you or someone you know about to file for Social Security benefits? I wouldn't if I were you... at least not until you first learn how to maximize your benefits. You may recall that last year I began offering a new service to my clients and the community. Myself...
Thanks for visiting! I Look forward to hearing from you. -Chris