With Open Enrollment almost here, you may be wondering what it actually means, and why it’s significant. Businesses have long been familiar with open (or annual) enrollment, as carriers have enforced it for decades for group health insurance. But the ACA, or...
Over this past year, I've begun offering a new service to my clients that I'd like to tell you about. Myself and a small team of financial advisors are providing Social Security workshops to employer and community groups, wherein we educate baby-boomers on how to get...
Last month, National Review reported that President Obama’s old Harvard Law professor, Laurence Tribe, said that he “wouldn’t bet the family farm” on Obamacare’s surviving the legal challenges to an IRS rule about who is eligible for subsidies that are currently...
The following quotes are all from this recent week... “…the next five months into year-end are going to be extremely treacherous for equity investors." ~Peter Boockvar, chief market analyst at The Lindsey Group “Stock may get rattled by a shallow U.S....
To compel a man to furnish contributions of money for the propagation of opinions which he disbelieves and abhors, is sinful and tyrannical. " ~Thomas Jefferson On Monday a divided Supreme Court ruled that some closely held, for-profit businesses may opt out, on the...
Last Thursday, the Dow Jones Industrial Average dropped over 200 points, as worries mounted about China's economy and escalating tensions in Ukraine. CNBC reported that Alan Skrainka, chief investment officer at Cornerstone Wealth Management, pointed to a chart making...
March 31 remains the firm deadline to sign up for Obamacare. So if you’ve not already done it, you’re out of time. Or are you? The IRS weighed in on the subject late last month, as reported at atr.org, quietly releasing a series of Obamacare “Health Care Tax Tips.”...
How did your retirement account look before 2008? How does it look now? I’ve talked to many folks who say they are just recently getting back to where they were. But imagine what your retirement account would look like if you had never lost any money in the first...
Actors, Doctors & Democrats Ditching ObamaCare. Last month I met with a couple who work in the entertainment industry – I’ll call them Tom & Lisa – who wanted help getting out of the Exchange. They had successfully enrolled in Covered California in December of...
If you are relying on your 401(k) as your only source of retirement income, take a lesson from 2008. And 2000. And ’87, and ’73, and ’29 and 1907… Just since the late seventies when 401(k)s came on the scene, trillions of dollars invested in this vehicle have simply...
Thanks for visiting! I Look forward to hearing from you. -Chris